What do the terms say about inactive accounts and unclaimed earnings?
Of the 15 platforms I read: may close the account, charge a fee or keep the money, 5; not stated in the pages I read, 10. Each quote is the platform's exact wording, with a link to the page it came from.
May close the account, charge a fee or keep the money (5)
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we will deduct a fee equal to five United States dollars ($5 USD) each month from your account’s existing balance
Source After one year (12 consecutive months) without logging in, the account becomes inactive and $5 USD a month is deducted from its balance until the balance is zero; logging in ends the deductions but gives no refund. -
Creator will automatically forfeit Creator Earnings, and Creator Earnings will become TLFPAY's property
Source If the platform cannot pay out creator earnings after 12 months because of inaccurate account information and cannot contact the creator, the earnings are forfeited and become the platform's property, except unclaimed property the law requires be turned over to a governmental body. Triggered by a failed payout and failed contact, not by login inactivity. -
MV retains the prerogative to detain any and every earning attributed to UPLOADER.
Source After 12 consecutive months of inactivity with no valid payout details, the platform may hold all of the uploader's earnings. Applies only when payout details are also missing. -
Your account has been inactive for a period of more than three (3) years.
Source The platform may suspend or terminate an account inactive for more than three years, and may reclaim the username of such an account. No fee or forfeiture of earnings is stated. -
if no Video Content is uploaded, for a consecutive period of six (6) months
Source The Ad Revenue Agreement says it may be ended, at the platform's discretion, after six months without an upload. It says compensation is then paid up to that date only if the US$100 minimum has been reached. From the Ad Revenue Agreement; I read the version effective April 11, 2025.I read the general terms and the Ad Revenue Agreement. I have not read the separate Creators' Program terms.
Not stated (10)
The pages I read for these platforms don't give a clear answer. Where they say something close, my note says what. Silence is not a promise either way, and it does not mean no rule applies: a platform can act under a general clause, or under an agreement that isn't on its public pages.
- OnlyFans. Nothing on this in the pages I read.
- JustForFans. Nothing on this in the pages I read.
- FanCentro. Creator terms sit in a separate "Terms of Service for Creators and Agencies", which I have not read.
- Clips4Sale. Nothing on this in the pages I read.
- iWantClips. Payout terms sit in a separate Artist Agreement, which I have not read.
- LoverFans. Creators sign a separate Content Creator Agreement, which I have not read.
- Pornhub. Nothing on this in the pages I read.
- FapHouse. Creators also sign a Content Provider Supplement Agreement, which I have not read. The terms say it covers the rights creators grant and their warranties; the public creator terms I read cover referral rewards, not earnings.
- XVideos. Nothing on this in the pages I read.
- Chaturbate. Nothing on this in the pages I read.
Not read
Stripchat. I could not read its terms page with the tools I used, so I left it out rather than guess.
NiteFlirt. I read only its rules page, not its user agreement, so I left it out rather than report silence.
The other questions
I'm not a lawyer. These pages record what the documents said the day I read them, so read the source before you act on any of it.