Under the terms, who carries a chargeback or refund on a sale already made?
Of the 15 platforms I read: the creator, 5; depends on the sale, 1; not stated in the pages I read, 9. Each quote is the platform's exact wording, with a link to the page it came from.
The creator (5)
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we may deduct an amount equal to the Creator Earnings portion of the refunded or chargeback amount.
Source If a fan successfully obtains a refund or chargeback, the platform may deduct the creator earnings portion of that amount. -
we may deduct from such revenue any monies earned on subscriptions, sales, or tips that resulted in a chargeback
Source The platform may deduct from a creator's revenue any money earned on subscriptions, sales or tips that resulted in a chargeback. -
we may deduct an amount equal to the refunded or charged-back portion from your Creator Earnings.
Source If a fan obtains a refund or chargeback that the platform determines is valid and not the result of fraud or bad faith, it may deduct the refunded or charged-back portion from the creator's earnings. -
MV reserves the right, solely at its discretion, to modify or deduct amounts from the sum intended for, or already dispensed to, UPLOADER
Source The platform may deduct amounts, listed as including refunds and chargebacks, from sums due or already paid to the uploader, without prior notice, and from later payouts. -
we may deduct an amount equal to the Creator Earnings portion of the refunded or charged-back amount.
Source If a customer obtains a refund or chargeback, Clips4Sale may deduct the creator's earnings portion of that amount.
Depends on the sale (1)
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YourVids absorbs chargebacks on sales of content that was delivered.
Source The terms say the platform absorbs chargebacks on delivered content, and that the amount credited may be deducted for undelivered orders, tips, wallet top-ups, fraud or the creator's own breach. The terms say refunds are reversed from the creator's earnings.
Not stated (9)
The pages I read for these platforms don't give a clear answer. Where they say something close, my note says what. Silence is not a promise either way, and it does not mean no rule applies: a platform can act under a general clause, or under an agreement that isn't on its public pages.
- JustForFans. Nothing on this in the pages I read.
- FanCentro. Creator payment terms sit in a separate agreement I have not read.
- iWantClips. Creator payment terms sit in a separate agreement I have not read.
- LoverFans. Creator payment terms sit in a separate agreement I have not read.
- Pornhub. Nothing on this in the pages I read.
- FapHouse. Creator payment terms sit in a separate agreement I have not read.
- xHamster. The site is free and the Ad Revenue Agreement pays a share of advertising revenue, so it has no clause on charged-back sales. It says fees caused by wrong payout details are deducted from what the creator is owed.
- XVideos. Nothing on this in the pages I read.
- Chaturbate. The terms let the platform charge a broadcaster a fee when fan-club members charge back. They do not say the sale itself is taken back.
Not read
Stripchat. I could not read its terms page with the tools I used, so I left it out rather than guess.
NiteFlirt. I read only its rules page, not its user agreement, so I left it out rather than report silence.
The other questions
I'm not a lawyer. These pages record what the documents said the day I read them, so read the source before you act on any of it.