What LoyalFans bans, in its own words

What LoyalFans bans

Banned means the terms prohibit it, or a general ban clearly covers it. Where the terms don't name the category, my note under the quote says so.

• Fecal content

  excrement is strictly prohibited Source Excrement banned outright.

• Urination on a partner

  Urine-related content is permitted solely where it does not involve consumption, ingestion, or direct application to another person. Source Direct application to another person excluded from the urine allowance.

• Urine consumption

  Urine-related content is permitted solely where it does not involve consumption, ingestion, or direct application to another person. Source Consumption and ingestion excluded from the urine allowance.

• Family-role roleplay

  actual, claimed, or role-played: exploitation, abuse, or harm of individuals under the age of 18; incest; bestiality Source Role-played incest named.

• Abduction or CNC roleplay

  rape or sexual assault Source Role-played sexual assault is banned, which covers CNC scenes. Kidnapping themes alone are not named.

What LoyalFans restricts

Restricted means the terms limit it: they ban some forms of it, or allow it only under conditions. Anything the quote doesn't cover is not addressed, which is not the same as allowed.

• Urination

  Urine-related content is permitted solely where it does not involve consumption, ingestion, or direct application to another person. Source Allowed only without consumption, ingestion, or direct application to another person.

• Weapons (real or prop)

  unlawful possession, modification, or use of weapons Source Unlawful use or possession is banned; lawful props not addressed.

• Alcohol or drugs on camera

  attempts to buy, sell, distribute, or manufacture illegal drugs or controlled substances Source Illegal drug promotion and sale banned. Alcohol not addressed.

What LoyalFans doesn't mention

The published terms say nothing about these. Silence is not permission: a platform can still remove content under a general clause, or under rules that aren't on its public pages.

• Blood (real or simulated)
• Menstruation
• Lactation
• Induced vomiting (emesis)
• Breath play or choking
• Full restraint during sex
• Fisting
• Age-regression roleplay (adults)
• Diaper or ABDL content
• Hypnosis or mind-control themes
• Oversized or fantasy toys

Practical rules on LoyalFans

My summary of the platform's own wording. I'm not a lawyer, so read the source before you rely on it, and confirm payout terms in your dashboard.

Adding a co-performer

Tag a Creator via the on-site tool, or hold the person's proof of ID and written consent; documents may be requested. Source

Outside links and watermarks

Linking to or promoting competing adult platforms, including usernames and referral codes, is banned. Source

Creator payout share

Platform keeps 20%; creator keeps 80%. Source

Payout schedule and minimum

Twice monthly, within 7 working days of period end; payout page says $50 minimum, ToS says it varies by method. Source

What LoyalFans's terms say about the deal

From my comparison of platform terms. I finished reading LoyalFans's pages on November 11, 2026. Each line says what the words say, not whether a court would enforce them. I'm not a lawyer.

• License to your content: Perpetual or irrevocable

  You hereby grant us a perpetual, nonexclusive, worldwide, royalty-free, transferable, sublicensable license to your Content Source The creator grants the platform a perpetual, nonexclusive, worldwide, royalty-free, transferable, sublicensable license to their Content for any act necessary to operate LoyalFans and related services.

• AI training on your content: Moderation systems only

  as well as for training and enhancing our AI systems and models solely for content moderation purposes. Source The license includes using creator Content to train and enhance the platform's AI systems and models, limited to content moderation purposes. The terms say AI use of creator content is strictly limited to training internal moderation systems.

• Your content or name in promotion: Allows it

  our right to use, in connection with promoting you or your account, any name, username, voice, image, or likeness provided with the Content Source The license includes the platform's right to use a creator's name, username, voice, image or likeness provided with the Content in connection with promoting the creator or their account, in all media now known or later developed. The wording is promoting you or your account, not the platform.

• Suspending or ending your account: For any reason

  We may disable any username, password, or other identifier, whether chosen by you or provided by us, for any reason Source The platform may disable any username or other identifier for any reason. Suspending or deleting an account is tied to listed grounds, one of which is that it thinks your actions might cause it harm or loss.

• Unpaid balance: Depends on the reason

  We may treat any part of your Creator Earnings as forfeited Source After an investigation finding breach or suspected fraud the platform may treat creator earnings as forfeited; when a creator closes their own account, the terms say unpaid creator earnings will be paid out, except balances below the minimum payout threshold that cannot be processed, which are forfeited. Balances too small to process are forfeited when the account closes.

• Chargebacks and refunds: The creator

  we may deduct an amount equal to the refunded or charged-back portion from your Creator Earnings. Source If a fan obtains a refund or chargeback that the platform determines is valid and not the result of fraud or bad faith, it may deduct the refunded or charged-back portion from the creator's earnings.

• Inactive accounts and unclaimed earnings: May close the account, charge a fee or keep the money

  Creator will automatically forfeit Creator Earnings, and Creator Earnings will become TLFPAY's property Source If the platform cannot pay out creator earnings after 12 months because of inaccurate account information and cannot contact the creator, the earnings are forfeited and become the platform's property, except unclaimed property the law requires be turned over to a governmental body. Triggered by a failed payout and failed contact, not by login inactivity.

• Changing the terms: No advance notice promised

  We may provide you with advance Notice of certain changes, but we are not required to do so unless applicable law requires it. Source Changes to the terms are effective immediately when posted, and the platform is not required to give advance notice unless law requires it; continued use counts as acceptance.

• Disputes: Arbitration

  You and we agree to resolve disputes through mandatory arbitration and waive the right to participate in class actions Source For users in the United States: binding individual arbitration, a class-action waiver and Delaware law. The terms apply the arbitration clause only to users in the United States.

• Time limit to bring a claim: Terms say one year

  access or use of LoyalFans more than one year after the date that dispute arose Source The terms say neither side may start proceedings more than one year after a dispute arose, apart from indemnity claims. The terms give six months to dispute a decision on your account.

No clear answer in the pages I read: After you delete or leave. That is not a promise either way.

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