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What time limit do a platform's terms set for bringing a claim?

Of the 15 platforms I read: terms say one year, 9; not stated in the pages I read, 6. Each quote is the platform's exact wording, with a link to the page it came from.

Terms say one year (9)

  • OnlyFans

    any claim or cause of action against us or any Subsidiary must be filed within the earlier of one year after the date Source The terms say a claim against the platform must be filed within one year of when it arose, or of when you learned or should have learned of the facts, whichever is earlier. The terms give six months to dispute a decision on your account.
  • Fansly

    must be filed within one year after such Disputes or cause of action arose or it will be forever barred Source The terms say disputes against the platform must be filed within one year.
  • LoyalFans

    access or use of LoyalFans more than one year after the date that dispute arose Source The terms say neither side may start proceedings more than one year after a dispute arose, apart from indemnity claims. The terms give six months to dispute a decision on your account.
  • FanCentro

    MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES Source The terms say a user's claims must be started within one year.

    Creator terms sit in a separate "Terms of Service for Creators and Agencies", which I have not read.

  • Clips4Sale

    your access or use of the Platform more than one year after the date that dispute arose Source The terms say neither side may start proceedings more than one year after a dispute arose, apart from indemnity claims. The terms give six months to dispute a decision on your account.
  • iWantClips

    party will not bring a claim arising out of or relating to this Agreement more than one (1) year after the cause of action arose Source The terms say neither side may bring a claim more than one year after it arose.

    Payout terms sit in a separate Artist Agreement, which I have not read.

  • Pornhub

    MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES Source The terms say a user's claims must be started within one year.
  • FapHouse

    may be brought by any party more than one (1) year after the cause of action arose Source The terms say no claim may be brought more than one year after it arose, with exceptions for intellectual property, money owed to the platform and indemnity.

    Creators also sign a Content Provider Supplement Agreement, which I have not read. The terms say it covers the rights creators grant and their warranties; the public creator terms I read cover referral rewards, not earnings.

  • XVideos

    MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES Source The terms say a user's claims must be started within one year.

Not stated (6)

The pages I read for these platforms don't give a clear answer. Where they say something close, my note says what. Silence is not a promise either way, and it does not mean no rule applies: a platform can act under a general clause, or under an agreement that isn't on its public pages.

  • JustForFans. Nothing on this in the pages I read.
  • ManyVids. Nothing on this in the pages I read.
  • YourVids. Nothing on this in the pages I read.
  • LoverFans. Creators sign a separate Content Creator Agreement, which I have not read.
  • xHamster. I read the general terms and the Ad Revenue Agreement. I have not read the separate Creators' Program terms.
  • Chaturbate. Nothing on this in the pages I read.

Not read

Stripchat. I could not read its terms page with the tools I used, so I left it out rather than guess.

NiteFlirt. I read only its rules page, not its user agreement, so I left it out rather than report silence.

The other questions

I'm not a lawyer. These pages record what the documents said the day I read them, so read the source before you act on any of it.